2025 is shaping up to be a year of uncertainty. New technology costs are soaring. Climate change is on the radar. And the threat of U.S. tariffs is looming large. The Royal Bank of Canada has a large loan portfolio to agriculture of which eight per cent is horticulture.

The Grower is Digging Deeper behind the January 2025 cover story titled Borrowing billions: getting bigger or getting better?  and speaks with Lorna McKercher, national director of agriculture. Lorna shares her perspective on how growers might consider managing the risks. 

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